Service Catalogue · 01 · Monthly Subscription

Your books, your tax, your compliance: handled.

Accounting, Tax & Business Compliance (ATBC)

Your recurring accounting, tax, payroll and company compliance, coordinated in one monthly engagement: bookkeeping, payroll, VAT, PAYE, provisional and annual tax, CIPC, UIF, WCA, annual financial statements, and senior-reviewed management accounts, within the standard scope set out below. One firm, one fee, no fixed-term lock-in.

Running a medical practice? Patient records bring POPIA duties of their own: see POPIA compliance for medical practices.

Book a Compliance Call See What’s Included
17+Years Practising
500+Clients Served
95%Retention Rate

Practising since 2009. The client and retention figures are our own estimates across that time.

Credentials

  • CA(SA) ledChartered Accountant (South Africa)
  • SAICA memberSouth African Institute of Chartered Accountants
  • Zoho Authorised Partner
  • Reg. 2009/018813/07Managing Advancing Wealth (Pty) Ltd
What This Service Is

The full compliance stack, on a single monthly subscription.

ATBC is the foundation we put under every SME we work with. It removes the routine, the reactive, and the surprise, so you can spend your time on what actually grows the business. ATBC is Stage 1 of Your Master Ledger and a natural starting point for the Business and Personal Wealth Audit, though not a prerequisite; where it’s in place, the audit is sharper and faster. For clients who have a trust, Trust Administration can attach as an optional add-on to the same monthly relationship.

01

One firm, one fee, no surprises.

Predictable monthly subscription, billed upfront. No onboarding fee. No fixed-term lock-in: a month’s notice if you ever want to stop. Your engagement letter sets out the scope.

02

Every compliance obligation, end-to-end.

Books, payroll, VAT, PAYE, provisional and annual tax, CIPC, UIF, WCA, AFS, all coordinated by one team, so nothing falls between two providers.

03

Numbers that move the business forward.

Monthly management accounts with senior review on day 10: profit and loss, balance sheet, month-on-month comparisons. Decisions on real numbers, not gut feel.

What’s Included

Nineteen deliverables, five compliance areas.

Every recurring obligation an owner-managed SME carries under the Companies Act, the Income Tax Act, the Value-Added Tax Act, the Labour Relations Act and the Compensation for Occupational Injuries and Diseases Act. All handled in one place, on one cadence, by one team.

Scoped for businesses with up to 5 employees and a single bank account at standard pricing. We scale up cleanly when the business does.

Upgrade path When the business and the principal’s personal finances need to be coordinated as one system, ATBC becomes Stage 1 of Your Master Ledger.

Financial Accounting

  • Monthly bookkeeping: cash transactions captured and allocated.
  • Bank reconciliation: monthly, on the one bank account at standard scope.
  • Credit card allocation: every transaction categorised.
  • Fixed asset register: maintained and updated.

Tax Compliance

  • EMP201: monthly PAYE return.
  • VAT201: monthly or bi-monthly VAT return.
  • IRP6: bi-annual provisional tax.
  • EMP501 & IRP5: bi-annual employees’ tax reconciliation.
  • ITR14: annual company income tax return.

Payroll Management

  • Monthly payroll administration: up to 5 employees.
  • Leave application form: set up and maintained.
  • Payslips and statutory schedules: produced and filed.

Companies Act

  • Year-end accounts: finalised and closed.
  • Annual Financial Statements: prepared to IFRS for SMEs (the International Financial Reporting Standard for Small and Medium-sized Entities) and finalised within 30 days of year-end.
  • CIPC annual returns: submitted on time, our fee included.
  • Beneficial Owner Register: maintained and filed.

Labour Law

  • UIF u-Filing: monthly submission.
  • Return of Earnings (WCA): annual submission.
  • Payroll record maintenance: statutory retention.
A Year on ATBC

What a compliance year actually looks like.

The same nineteen deliverables, seen down the calendar instead of by area: the monthly drumbeat, the twice-a-year reconciliations, and the once-a-year close. The dates below are relative to your financial year-end, so the rhythm holds whatever your year-end is.

Every month

The monthly drumbeat

  • Bookkeeping, bank reconciliation and credit-card allocation
  • EMP201 (PAYE), VAT201 (VAT) and UIF u-Filing
  • Senior-reviewed management accounts: P&L and balance sheet
Mid-year

First reconciliation point

  • IRP6: first provisional tax estimate
  • EMP501: interim employees’ tax reconciliation
Year-end

Second reconciliation point

  • IRP6: second provisional tax estimate
  • EMP501 & IRP5: annual employees’ tax reconciliation
After year-end

The annual close

  • ITR14: annual company income tax return
  • Annual Financial Statements to IFRS for SMEs, finalised within 30 days
  • CIPC annual return + Beneficial Owner Register
  • WCA Return of Earnings
Included at No Extra Cost

Three things most providers charge extra for.

Tools and reporting that turn a compliance engagement into a working business dashboard.

01

Senior-reviewed monthly management accounts.

A senior CA(SA) reviews and signs off your books every month, then issues:

  • Profit & loss with month-on-month comparison
  • Balance sheet with month-on-month comparison
02

Your own knowledge base.

A shared workspace with frequently-used templates, Zoho how-tos, and the SOPs your staff need to do their jobs. Lives on after onboarding.

03

Zoho Analytics KPI dashboard.

For Zoho One users, we set up a live dashboard with:

  • Month-to-month sales comparison
  • Net marginal cash flow
  • Top 5 customers and top sales rep
  • Purchases period comparison
What’s Not Included

The honest list.

We’d rather be clear up front about what ATBC does not cover than have a misunderstanding three months in. Anything outside this scope can be added. We just want it on a separate quote, not a surprise invoice.

  • Day-to-day invoicing, quotes and bills: these are operational and stay with your team.
  • Chasing outstanding customer payments: debtors management is a separate engagement.
  • Catch-up work for periods before the engagement date: scoped and quoted separately.
  • SARS matters arising from periods before our engagement: the cost of any response is communicated before we start.
  • Employees beyond the 5 included: the scope and fee scale with headcount.
  • The CIPC fee for the annual return: turnover-dependent; only the third-party fee, our submission is covered.
  • Industry-specific compliance (FSCA, MHRA, MCC, etc.): quoted separately when applicable.
  • Analysis or interpretation of the management accounts: the figures are senior-reviewed; advisory commentary is a separate engagement.
How It Works

From enquiry to engagement, in three steps.

No long sales cycle. A short conversation tells us, and you, whether the fit is right.

Step 01
Discovery Call
Free, no commitment. We listen first: turnover, headcount, bank accounts, current pain points.
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Step 02
Scope & Quote
Written engagement letter with the scope, exclusions, monthly fee and engagement date, all clearly set out.
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Step 03
Kickoff
Senior contact assigned. Monthly cadence established. First management accounts within 30 days of go-live.
Common Questions

The questions we hear most often.

How is ATBC priced?
A fixed monthly fee, billed upfront via subscription on the 5th of each month. The fee is set during the discovery call based on turnover, number of bank accounts and headcount. There is no onboarding fee. An average inflationary increase of around 5% is applied annually; the fee also scales if your turnover, bank accounts or headcount grow during the year. Specific pricing is shared in the engagement letter, never on the website.
Is there a contract or lock-in?
No. We don’t require a contractual commitment. If you’re ever dissatisfied, you can stop the engagement with one month’s notice and no penalty. We’d rather earn the next month than enforce a clause.
What if my books are behind? Can you do catch-up work?
Yes, but it’s scoped and quoted separately so it doesn’t distort the monthly fee. Once you’re current, you move onto standard ATBC cadence. The same applies to any SARS matter arising from a period before our engagement: we scope it, agree the cost, then proceed.
What happens when I outgrow the 5-employee or single-bank-account scope?
We adjust. Headcount, bank accounts and turnover are the three variables that drive scope. If any of them changes materially during the year, we update the fee in writing. There’s no surprise invoice. You see the revised scope and fee before it takes effect.
Do you sell financial products (insurance, RAs, investments)?
No. We are not an authorised financial services provider. We review, identify gaps, recommend coordination and structure. Product recommendations sit with your authorised FSP. The boundary is clearly set out in every engagement letter.
How does ATBC relate to Your Master Ledger?
ATBC is the standalone monthly subscription for the business. Your Master Ledger is the broader engagement that can begin with ATBC (Stage 1), moves into the Business and Personal Wealth Audit (Stage 2), and continues with an Annual Review (Stage 3). ATBC is not a prerequisite for the audit, but where it is in place, the audit is sharper and faster because the business data is already trustworthy. Many clients start with ATBC and consolidate into Your Master Ledger when the two sides of the balance sheet start to need joint planning.

Find out what you actually need.

Start with a discovery call: free, no commitment. We listen first, then propose the right path.

Book a Compliance Call Email Us Instead

What happens on the call: 30 minutes, online. We get to know your business and check that we are the right fit for each other, answer the questions you bring, share best practice for working in Zoho Books, and quote for any work that falls within our services.

CA(SA) led practice +27 10 592 7717 info@mawinc.co.za 101 Rose Avenue, Lenasia, Johannesburg